Best Women’s Gold Necklaces Under $100

A gold necklace is one of the most special and romantic gifts you can buy a woman. While gold has always been a symbol of wealth and status, gold jewelry doesn’t have to be expensive. In fact, there are many stunning gold pieces you can buy for under $100.

Here are five of the most beautiful women’s gold necklaces you can get for less than 100 U.S. dollars.

Disclaimer: Prices fluctuate and we cannot guarantee that all of these items will be available for less than $100 when you read this article.


14k Yellow Gold 7-7.5mm Round Freshwater Cultured Pearl Bunny Pendant

This stunning necklace from La Regis Jewelry features a pearl pendant and a 14 carat yellow or white gold clasp (you can choose when you buy it). It comes in a gift box with a bow on top, which is great if you intend to give the necklace as a present to your girlfriend, wife or other special woman in your life.


  • Hand-picked freshwater pearl in a choice of colors: white, black, gray, pink, brown
  • Comes in an elegant gift box
  • Made by La Regis Jewelry, a Foundation Member of the Cultured Pearl Association of America (CPAA)


  • Chain is very thin


10k Yellow Gold Heart & Cross Pendant with an 18 Inch Gold Overlay Figaro Necklace

This gold Figaro necklace has a 10K gold cross pendant overlaid with a yellow gold heart. It’s an incredibly beautiful piece of jewelry for the price, and would make an extra-special gift for a woman looking to express her spirituality. This necklace combines symbolism with stunning design.


  • Great quality for the price
  • Beautiful design


  • Chain is short and the cross is small


Dogeared Going Places Compass Disc Chain Necklace

Dogeared are known for their necklaces, which each have a particular meaning. This ‘Going Places’ necklace would be an ideal gift for someone moving away to college or setting off on a trip abroad.

The pendant is shaped like a compass, with ‘N’, ‘E’, ‘S’ and ‘W’ inscribed to symbolize travel. The necklace comes with a beautiful message in the box about how the wearer is headed for adventure and new experiences.


  • Symbolic gift, perfect for someone who is going away
  • Made in the U.S.A.
  • Pretty, understated design


  • Chain is quite delicate and easy to break


Michael Kors Modern Brilliance Lobster Clasp Pendant Necklace

This necklace features two gold chains, one with a Michael Kors logo and one with a heart-shaped crystal. It would make a romantic gift for a wife or girlfriend. It comes in a classy gift box with its own bag for storage.


  • Feels high-quality for the price
  • Dainty and graceful


  • The second chain with the Michael Kors logo might not be to everyone’s taste


MCS Jewelry 14 Karat Three Tone Yellow Gold Necklace

This stunning 14K gold necklace is made in Italy using quality materials. It is quite a small necklace, and would be ideal for someone petite.


  • Looks more expensive than it is
  • Bright and shiny
  • Elegant and dainty


  • Smaller than you would expect from the pictures

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